Thursday, April 8, 2010

List Of Travel And Tourism Colleges

Travel and Tourism, once considered as an offbeat course but now it’s increasingly becoming a preference among the students. As the demand has increased and so has the number of colleges which provide post graduation in travel and tourism course. Opportunities are endless in any field, it’s just that how perfect you are in what you do that matters at the end of the day. Here is a list of colleges that provide post graduation in travel and tourism.
List Of Colleges Providing Post Graduation In Travel And Tourism Colleges
• Kokatiya University• Anantpur University• Pondicherry University• Madras University• Mother Teresa Women’s University• Andhra University• Kerala Institute of Tourism and Travel• Garware Institute of Career, Education and Development• Utkal University• University of Burdwan• Utkal University of Culture• Dr. B. S. Ambedkar Marathwada University• SNDT Women’s University• Jai Narayan Vyas University• IITTM• Shri Mata Vaishno Devi University• Bundelkhand University• Dr Bhim Rao Ahmbedkar University• Banaras Hindu University• University of Burdwanl• Utkal University of Culture• Jiwaji University• Devi Ahilya Vishwavidyalaya• Avdhesh Pratap Singh University• Indira Gandhi National Open University, School of Social Sciences• AligarhMuslimUniversity• Lucknow University, Institute of Tourism Studies• Hemwati Nandan Bahuguna Garhwal University• Himachal Pradesh University, Institute of Vocational studies, Department of Tourism Management• Kurukshetra University

List of Biophysics Colleges in India

List of Biophysics Colleges in India

Biophysics is the science which involves the study and use of physics in various fields of biology with the purpose of investigating various biological processes. The applications of Biophysics are quite significant in biochemistry, nanotechnology, bioengineering and systems biology but its range of research is quite vast which include topics like structural biology or enzyme kinetics etc. there are not many colleges in india which offer education in the field of biophysics and the list below contains the name of some of the colleges which offer this course.List of colleges providing biophysics in india:1. Aligarh Muslim University, Aligarh( Uttar Pradesh )2. Dr. Babasaheb Ambedkar Marathwada University : Faculty of Science & Faculty of Life Sciences, Aurangabad( Andhra Pradesh )3. Mahatma Gandhi University : Faculty of Applied Science, Kottayam( Kerala )4. Manipur University, Imphal( Manipur )5. Punjabi University, Patiala( Punjab )6. University of Madras, Chennai( Tamil Nadu )7. All India Institute of Medical Sciences (AIIMS), New Delhi( Delhi )8. Guru Nanak Dev University, Amritsar( Punjab )9. Mangalore University : Faculty of Science, Mangalagangothri( Karnataka )10. Panjab University, Chandigarh( Chandigarh )11. University of Kalyani : Faculty of Science, Nadia( West Bengal )12. University of Mumbai, Mumbai( Maharashtra )13. University of Delhi, Delhi14. University of Madras, ChennaiIf you know more of biophysics colleges then please let us know and help us in making this list a comprehensive one.

The state of Delhi has been termed as one of the most prospectus area that are offering tremendous opportunities to various incentives based on comput

The state of Delhi has been termed as one of the most prospectus area that are offering tremendous opportunities to various incentives based on computerization and the master level course of computer application are fuelling these hikes as they are primarily responsible for producing different individual that suits the overall requirement of the scenario. The name of the most preferred as well as reputed colleges that offer this course are University of Delhi, Jawaharlal Nehru University, IGNOU, etc.
These colleges have world renowned infrastructure as well as high class teaching staffs that offer the ideal kind of environment to amalgamation of knowledge. Thus these institutes offer the right kind of scenario that suits the various requirements of the individual candidates.
List of Top Colleges:
Indra Prastha Vishwa Vidyalaya
Delhi University
S.I.T. Computer Educational Institute
Jawaharlal Nehru University
Indira Gandhi National Open University
Actual List:
Vaish College of Engineering
Jawaharlal Nehru University
University of Delhi
Indra Prastha Vishwa Vidyalaya
S.I.T. Computer Educational Institute
School of Information Technology
Technical Institute of Advanced Studies
Institute of Rehabilitation Medicine & Allied Science
Asian Institute of Management Studies
IGNOU
Apeejay School of Management
Delhi College of Arts & Commerce
Faculty of Natural Sciences, Jamia Millia Islamia
Guru Nanak Institute of Management
Vivekananda Institute of Professional Studies
Popular Cities: New Delhi
The names of the college that are mentioned above are not the best in the state but also in the country. These colleges undertake admission directly after assessing the individual Higher Secondary Level Marks. Yet there are few that undertake admission through a written test procedure also called as selection test.

Bachelor of Numismatics

There are plenty of courses that deal with various subjects all over the world, but there are very few off beat courses for the ones who have their interest in such fields. For instance, take the example of the courses related to coins and currencies. A majority of people are not aware of the courses related to these spheres. Very few amongst the lot are aware of the fact that there re plenty of course that deals with these kinds of off beat courses.
One such course is Bachelor of Numismatics. Under this course one needs to study about the various ways and forms of coin collection. It might sound very strange and awkward, but it is cent percent true.
Under the course of bachelor of Numismatics, one is taught various ways of collecting coins. Under this course one is also taught the ways of keeping the collected coins and currencies in various forms so as to increase their durability and in order to make them look more beautiful.
One needs to be at least 10 + 2 pass in order to be eligible for the course of bachelor of Numismatics. One can join this course after any qualification, but the minimum requirement is 10 + 2. A slight knowledge about various currencies of the country in the world can be beneficial.
Course Outlook:
The course duration of this course generally changes from college to college. Somewhere it is mere 1 year, whereas some places the course is of 3 years.
Job prospects:
One can work in various museums or old monuments whereas storage of currencies or coins happens to be preserved. Apart from that one can work with the various kinds of researches of the governments.
Best places to Pursue:
Indian Institute of Archaeological studies
Delhi University

Wednesday, April 7, 2010

Bank depositors can transfer their money from SB Account to Fixed Deposits and vice versa and benefit from the higher interest rate or meet liquidity

Bank depositors can transfer their money from SB Account to Fixed Deposits and vice versa and benefit from the higher interest rate or meet liquidity needs, says Prakash Patil
Do you have excess cash in your savings bank account. but do not have the time to invest in fixed deposit or in some other instrument to earn more returns? Or have you found yourself in a situation where you needed cash to meet sudden exigency and had to break up your fixed deposit, in the process losing a good chunk of the interest earned on the deposit? In the first instance, you wish your excess cash could be transferred automatically to some higher earning instrument and, in the second instance, you wish you could encash your fixed deposit without losing your interest. Well, the good news is that all this is possible if you open a hybrid account with your bank. Most of the banks offer such hybrid accounts with different facilities under different names (see box - Hybrid Deposits). So how does this account work and what are the terms and require­ments for opening such an account. Let's find out.
Auto Sweep-In For Higher Returns
A savings bank (5B) or current account with an auto sweep-in facility provides increased returns by transferring the amount in excess of the threshold limit specified by the accountholder to fIXed deposit (FD). This way, the accoun­tholder gets the benefit of the higher rate of interest avail­able for fIXed deposits. The accountholders of IerCI Bank, Andhra Bank, State Bank of India and few other banks c;an avail of such auto sweep-in facility to earn higher rate of interest on excess cash in their 5B or current accounts. Currently, 5B accounts carry interest of 3.5 per cent per annum and current account do not carry any interest at all,

Getting Exposed

Though these companies were shrewd enough to announce a buyback plan in 2008 and in early 2009 since the markets had been caught in a tail-spin, the
recent bull run has played spoilsport to their game. At that time nobody had expected this kind of quick recovery in the scrips bur as soon as it has happened these companies found themselves in a Catch-22 situation. Since March 2009 the markets have witnessed a strange turnaround that has pulled up the prices of stocks, surpassing the maximum price announced by the company for buy­back. Now it's a real challenge for them to complete their buyback exercise as no shareholder wants to part with his shares at the price offered by the company.
This is what has been happening to a large part of the 22 companies whose buyback process is still going on. They have been able to buy back only 15.53 per cent of the value of shares' of what was previously announced. Therefore, given the circumstances and the way the markets have moved over the past few months, it is very essential for inves­tors to undertake some basic research before investing into any company that announces a buyback. ~

it is certainly a good sign in respect of the company that announces such a deal since, technically speaking

it is certainly a good sign in respect of the company that announces such a deal since, technically speaking, it means that the management of the company thinks that the intrinsic value of the company share is much more than the price at the stock market and so it makes sense to announce a buyback price which is much more than the market price. Also, especially in India where many companies are managed by families, a company's management may not want to lose the smallest opportu­nity to increase theit stake. The buyback option, therefore, works well. Some companies have 'other reasons to go in for a buyback. "We did it to pull our debt equity ratio near to lx, besides paying back to our shareholders and pulling our EPS up. We had ample cash on our balance sheet and so we opted for buyback. This way it has been of ben­efit to our shareholders," comments a spokesman of SRF, which is among one of the few companies that has completed its buyback exercise in totality. But this is not true for every company. SEBI has, in the past, imposed some informal conditions and compulsions as to the num­ber of shares a company would have to purchase every week during the buyback exercise period irrespective of the price of the stock. For investors it is significantly important to be diligent before parking their money in any company that has announced a buyback. "The best way to do this is by checking the cash balance of the company in its financial books and taking note of the fact whether it is in a position to fund its buyback exer­cise. This will give a fair picture about the intention of the management and reveal the truth about whether it really wants to buy back its shares or is it just a gimmick to lend momentum to a scrip's price," comments the CFO of a com­pany. Considering that only 13 out of 62 companies have been able to achieve complete closure of their buyback since 2008, this homework on the part of the investors is essential

What Is The Legal Angle?

Buyback of shares is initiated via a special resolution of the shareholders of the Company or a Board resolution, depending on the percentage of shares to be bought back, and then a public announcement should be made, followed by disclosures and draft letter of offer filing with SEBI. This letter of offer would then have to be sent to members of the company. Also the buyback offer shall remain open for a period of not less than 15 days and not more than 30 days. But the biggest question remains; whether there is some minimum limit up to which a company has to buy-back? As far as legal requirement is concerned, though there is no mandatory methodology purported by SEBI for computation of the minimum limit, yet the same
AKItA AGRAWAL has to be specified in the buyback offer document.
Pnrtna, Amarchand
Mangaldas "These days SEBI has given clear indication to Companies that they should disclose and agree to
acquire a minimum number of shares pursuant to a buy back offer. The SAT judgment in the case of Sasken Communication Technologies Limited makes it clear that a minimum offer size has to be disclosed and this minimum offer size is usually taken as 1 % of the maximum number of shares to be bought back. However, it is possible for a Company to insert a condition in its offer document that any obligation to acquire the minimum number of shares is subject to such shares being tendered at or below the maximum price offered by the Company." says Akila Agrawal, Partner, Amarchand Mangaldas, a renowned legal firm. "Considering that Companies usually draft their offer documents with adequate legal safeguards, in the event that the market price of the shares continues to be higher than the maximum price offered by the Company, it is possible for them to make a case as to why the minimum number of shares were not acquired in the course of the offer." she adds. Now if that is the legal position of buyback offer then it is of utmost importance that investors should pay proper attention to the offer document to protect their interest and should not invest in companies blindly based upon just buyback cues.

Buyback: Guarantee For Growth

Though in 2008 many companies management were tempted to go for the buyback yet if we analyze the performance of "serious" companies on the bourses then buyback exercise could certainly be a guarantee for upside movement. Serious in the sense as these are the ones which have completed 100% buyback exercise in terms of the value. If we go by the growth of these 12 companies from Dec 08 to Dec 08 then they are well ahead of the growth given by other scrips. In fact in comparison to Sensex, which zoomed past around 94% during this period to touch 17198 points on December 1,2009, only one company, Le. R systems was limping behind it with around 74% growth. Otherwise it was the feast for the investors as all other 11 counters posted whooping growth numbers. In fact companies like Patni computers and supreme industries smacked 225% and 196% in return respectively, clearly indicating the positive sentiments for these companies on the bourses.